Purchase Agreement

This document describes the Purchase Agreement for all of DollarWalk Inc.’s websites and properties (“YongmingU.com” or “Yongming Universe”). When you complete a purchase from YongmingU.com, you agree to the terms of the Purchase Agreement. Please read this document carefully.

This agreement is a contract. Under the terms of the contract, you receive certain rights due to you from YongmingU.com, and you, in turn, give us certain rights that affect you. This contract also contains provisions that detail and restrict your rights about refunds and warranties and that limit the liability of YongmingU.com. YongmingU.com reserves the right to not conduct business with you if you do not agree to the terms set forth in the Purchase Agreement. Your agreement with the contents of this Purchase agreement is a material part of the legal consideration that YongmingU.com requires as a condition of sale.

Parties to this Purchase Agreement and Disclaimer

The parties to this agreement are DollarWalk, Inc. dba Yongming Universe, hereafter “SELLER,” and you, the prospective purchaser, hereafter “BUYER”. Persons or entities who are not participants in this contract but who have an indirect relationship, such as a supplier, joint venture partner, membership organization, or sales affiliate, are herein described as “THIRD PARTY OR THIRD PARTIES.”

The recipient of the product herein sold, where said product is ordered by and paid for by someone other than the recipient, is classified herein as if that recipient were the ordering BUYER with the same rights, duties, and obligations as the BUYER.

Subject Matter of this Purchase Agreement

The subject matter of this agreement is a product, service, or membership described in Seller’s promotional or sales materials of Seller and/or in an email referencing this website, and said website and/or email and its contents are incorporated herein by reference and made a part hereof and constitute a complete description of the product, service or membership that is the subject matter of this Purchase Agreement. This bundle of offerings, including additional items promoted on the order page, shall, together, be termed ‘PRODUCT’ throughout this agreement but the word ‘product’ shall mean all elements offered in the sale, whether digital, dimensional, or other license or right, and include all sales or promotional materials.

Earnings Disclaimer

What I share with you in the tutorial is the safest and most hassle-free investment direction I have personally found in US real estate investing.

We all know that it takes work to make anything happen in this world. What I am sharing with you is not a "pie in the sky" kind of thing.

Any investment is risky and requires persistence and time and effort. Generally speaking, with any tutorial, there are many students who will achieve little or no results at all. I am showing examples here for illustrative purposes only. Your individual results depend on many factors, including but not limited to background, experience, work ethic, etc. Because these factors vary from person to person, we cannot guarantee your success or income level. We are also not responsible for any of your actions. If this is not acceptable to you, please do not purchase the tutorial.

Our Minimum Guarantees

(1) "Land Investment Cash Flow System" has a 100% satisfaction guarantee and refundable requirement: "Customers need to do the practical work according to the methods taught in the course within 85 days after joining the course and cannot sign up for a piece of land", users who meet this refund condition can apply for a refund from us.

(2) "TSI Investment Master" and "Remote Rental Housing Investment System" have "100% satisfaction guarantee and can apply for refund": "within 30 days of joining the course, after learning 70% of the content, you feel that you have not gained", users who meet the conditions of this refund can apply to us for a refund.

(3) "AI Crypto Trading Master" and "2024 Crypto Bullmarket Bootcamp" have a Satisfaction Guarantee that specifies the requirements for which refunds can be claimed: "Refunds are available within 3% of class progress.50% of the full fee will be refunded within 7 days of purchase; 30% of the fee will be refunded within 8-14 days of purchase; refund requests will not be accepted for purchases made more than 15 days (and counting)."

How to apply: Contact us by email and provide us with the course you wish to refund and the reason for the refund (email: dollarwalkinc@gmail.com).

Please review the sales materials at the time of order for detailed information. If you do not understand or agree to any of these conditions, please do not order the product. If you need further information, please contact dollarwalkinc@gmail.com

Access to an online course is deemed to have been fully delivered when an email is sent to the email address used to sign up for the services.. If you do not receive an online course access link within 5 calendar days of payment, it is incumbent upon you to email dollarwalkinc@gmail.comto inform the Company that you have not received the link. If you have not sent an email to notify the Company that you have not received the link and the email was delivered to your email address,the online course will be deemed to have been fully delivered.

We do not offer refunds on other courses other than the 5 courses stated above, and we cannot get any content back once download/digital access has been assigned to you.

Rights and Obligations of the Buyer

The Buyer must pay the full consideration for the Product. This consideration includes not only the purchase price, but other obligations that the Buyer accepts as well as potential rights the Buyer agrees to forego. By accepting this Purchase Agreement, the Buyer agrees to receive continuing follow-up contact from the Seller including email, mail, newsletters, product updates, product improvements, telephone calls from the Seller. Seller agrees that Buyer may share Seller’s information with other persons or non-affiliated companies in order to provide Product. Please see Seller’s Privacy Policy for further information.

Buyer accepts full responsibility for limiting unsolicited contact and Buyer understands that he retains all rights to directly restrict communication or solicitation from any party including the Seller. Buyer understands that cookies may be placed on his or her hard drive that will provide information to the Seller. Buyer understands that these cookies or other computer codes will reside on the hard drive and will communicate at times with the Seller’s computer and thereby transmit and receive information. Buyer may disable or limit cookies; however, this may limit Buyer’s ability to interact with YongmingU.

Credit Card Charges and Credit Card Fraud Penalties

Buyer warrants that he or she is over 18 years of age and is of legal age to enter into contractual agreements in the state in which Buyer is present when Buyer makes this purchase, and is the true and authorized owner of the credit card used to make this purchase. Buyer’s violation of any of these requirements may result in civil or criminal prosecution.

Any fraudulent usage of Buyer’s own credit card, against Seller, authorizes Seller’s contact with Buyer’s credit card companies in order to ascertain information related to such fraud.

Buyer agrees that if he uses fraudulent means to receive more than one refund, bank fees, or if he causes a fraudulent dispute claim that results in a chargeback against the Seller’s account, that the Seller is authorized to re-charge the Buyer’s credit card that was used for the original purchase to the extent that will make the Seller whole. Buyer may also be liable for additional damages.

Guarantee and Warranty

Product is sold ‘as is’ without warranty or guarantee of any kind as to results from use of Product. Seller does not warrant that YongmingU.com, the information, content, materials, products or services included on or made available through YongmingU.com is free of viruses, worms, or any other content that made be harmful to Buyer’s hardware or software.

To the fullest extent of applicable law, Seller disclaims all warranties, express or implied. Seller is not liable for any damages that result from the use of YongmingU.com or Products, including but not limited to direct, indirect, incidental, punitive and consequential damages, unless there is an express agreement in writing to the contrary. Certain state laws do not allow limitations of liability and warranty. Buyer may have additional rights if these laws apply.

Assumption of Risk

Buyer agrees to accept all risk associated with the use of this Product, including but not limited to the use of the product personally or in business, all taxes and regulations applicable to this product, all legal compliance issues related to this product. Buyer warrants an understanding that the Seller is disclaiming all liability from harm of any kind or nature caused directly or indirectly from this product.

Disclaimers as to “Results Claims,” “Income Claims,” or “Earnings Claims” in Sales and Promotional Materials or Product.

Seller makes no claims with regards to income, results or earnings in use of Product. Buyer’s income, results and/or earnings are Buyer’s sole responsibility. Further Buyer agrees and acknowledges that YongmingU.com and Seller do not provide any legal, tax, or investment advise and all information, advice, or other data provided to Buyer is for educational or informational purposes only. The information provided through the Products or by YongmingU.com relates to investingin real estate. The prior performance of your mentor/coach, his staff and his company is not necessarily indicative of the results that you may experience through the use of the information and techniques being taught to you. There are risks in any real estate investments including: a lack of sufficient capital; unanticipated problems, delays, and expenses relating to developing and implementing mentor/coach’s strategies; inability to generate adequate revenue to achieve profitability; uncertain market conditions; inability to acquire facilities, key personnel, and other resources that Student may need to support their investment activities; marketing difficulties; competition; and general economic conditions.

Buyer expressly accepts the terms of the Privacy Policy of YongmingU.com.

Buyer expressly accepts the Terms of Use of YongmingU.com.

Indemnification

Buyer agrees to indemnify and hold Seller harmless for any and all liability, actions, causes of action, and damages (including attorneys’ fees and other court costs) that Buyer causes by using the product or information contained on YongmingU.com that results in a damage award against Seller, unless limited of prohibited by law.

Right to Stop Selling or Servicing Product or Membership

Buyer agrees that Seller has the right to discontinue the product, the service, the membership at any time without notice. Buyer understands that the Seller may discontinue customer service on a product or service at any time without notice.

California Residents Note

Buyer is entering into a contract that may modify, restrict, or eliminate rights Buyer has under the California Online Privacy Protection Act of 2003 (OPPA). Under the Privacy Policy and this Purchase Agreement Buyer waives any right to view or modify the content of Seller’s database. Buyer waives any right to force Seller to divulge when or to whom Buyer’s information may have been provided to third parties. In the event Seller elects at its sole discretion to release information to Buyer, Buyer must clearly establish Buyer’s identity. The required identifying information may include credit card info, social security numbers, notarized copies of state issued identification, or other identification sufficient. Additionally, this Purchase Agreement requires that Buyer agree to use the American Arbitration Association exclusively in any claim arising from the Terms of Use, Privacy Policy, or Purchase Agreement, and not the courts of the state of California. Buyer also agrees, as part of the required consideration, that any cause of action is presumed to have arisen in Galveston, Texas, not in the state of California.

Arbitration

All disputes, controversies or claims arising from or relating to this contract shall be submitted to binding arbitration in accordance with the applicable rules of the American Arbitration Association then in effect. Information about the American Arbitration Association, its rules, and its forms are available from the American Arbitration Association, 335 Madison Avenue, Floor 10, New York, New York, 10017-4605. Any arbitration will take place in Galveston County. The prevailing party shall be reimbursed by the other party for any and all costs associated with the dispute arbitration, including attorney fees, collection fees, investigation fees, travel expenses.

Jurisdiction and Venue

If any matter concerning this purchase shall be brought before a court of law, pre- or post-arbitration, Buyer agrees to that the sole and proper jurisdiction to be Galveston County, Texas unless otherwise here specified. In the event that litigation is in a federal court, the proper court shall be the closest federal court to the Seller’s address.

Applicable Law

Buyer agrees that the applicable law to be applied shall, in all cases, be that of the state of Texas.

Notice

Buyer herewith agrees to receive any Notice of Changes, Litigation, Service of Process, Cancellation, Termination, and Modification of service or product at the email address provided to Seller on the ordering or signup page. Further, Buyer agrees that the right to contact Buyer concerning legal notice shall not be terminated by previously submitted unsubscribed notices and specifically agrees that any notification to cease contact shall not be binding upon the Seller in regards to Notice of Change, Litigation, Service of Process, Cancellation of Product or Service or Membership or Subscription, Termination of a program, product or website, or Modification of the terms of service or product.

Modification

This Purchase Agreement cannot be modified in any manner between the Seller and this Buyer unless modifications are made in writing signed by both parties. However, the Seller may modify this Purchase Agreement at any time for other Buyers without notice to the instant Buyer.

Enforceability of Provisions

In the event that some provisions, terms, conditions of the Purchase Agreement are held to be invalid or unenforceable, the remainder of the provisions that are enforceable shall control. Additionally, Buyer and Seller agree that, if any provision is found to be invalid or unenforceable, the arbitrating panel will construe such provision to the maximum extent that it might be found to be valid or enforceable.

Waiver of Breach

The Seller’s waiver (failure to enforce) any term of this agreement shall not be construed as a modification or an amendment to this agreement or constitute a waiver of other breaches.

Language

This document may be posted in English, Chinese, or any other language. The English language version posted online shall be binding upon any users or Buyers.

Seller Contact Information

The Seller of this product is:

DollarWalk Inc.

527 21st St. #216

Galveston, Texas 77550

DollarWalkInc@gmail.com

Final Acceptance

By taking the affirmative step of purchasing of a product, service, or membership Buyer attests to have fully read, understood, and accepted the terms of this Purchase Agreement contract, and warrants to the Seller that said affirmative digital acceptance shall be deemed to be the same as if you had affixed your signature to this Purchase Agreement contract. I attest to having read and agreed to this Purchase Agreement and all conditions.

购买协议

本文件描述了DollarWalk股份有限公司（DollarWalk, Inc.）的所有网站和财产（“YongmingU.com”或“永明学院”）的购买协议。当您完成从YongmingU.com的购买，这就代表您同意本《购买协议》的条款。请仔细阅读本文件。

本协议是一份合同。根据本合同的条款，您从YongmingU.com获得应得的某些权利，而您反过来也给予我们某些影响您的权利。本合同还包含详细规定并限制您关于退款和担保的权利以及限制YongmingU责任的条款。如果您不同意本《购买协议》中规定的条款，YongmingU.com有权不与您开展业务。您对本《购买协议》内容的同意是YongmingU.com要求作为销售条件的法律对价的重要组成部分。

本《购买协议》的缔约方和免责声明

本协议的缔约方是DollarWalk股份有限公司经营名永明学院（DollarWalk, Inc. dba Yongming Universe），以下简称“卖方”，以及您，未来的购买者，以下简称“买方”。不参与本合同但有间接关系的个人或实体，如供应商、合资伙伴、会员组织或销售分支机构，在此被描述为“第三方或第三方”。

如果所述产品是由接收者以外的人订购并支付的，则此处所售产品的接收者在此被归类为如同该接收者是订购的“买方”，其权利、责任和义务与“买方”相同。

本《购买协议》的主题

本协议的主题是“卖方”的宣传或销售材料和/或参考本“网站”的电子邮件中所描述的产品、服务或会员资格，并且所述网站和/或电子邮件及其内容在此被纳入参考，成为本协议的一部分，并构成对作为本《购买协议》主题的产品、服务或会员资格的完整描述。这些捆绑产品，包括订单页面上宣传的额外商品，在本协议中应一并称为“产品”，但“产品”一词应指销售中提供的所有元素，无论是数字、尺寸，还是其他许可或权利，并包括所有销售或宣传材料。

盈利免责声明

教程中我与你分享的是我个人在美国房地产投资中找到的最为安全和最为省心的投资方向。

我们都知道，在这个世界上想做成任何一件事情，都是需要付出努力的。我与你分享的并不是“天上掉馅饼”的事情。

任何投资都是有风险的，并且需要有所坚持以及时间和精力的投入。一般来讲，学习任何教程，都有很多学员会只取得很少的成绩，甚至根本没有成绩。我在这里展示案例仅仅出于示意目的。你个人结果取决于许多因素，包括但不限于背景、经验、工作态度等。由于这些因素因人而异，我们不能保证你的成功或收入水平。我们也不对你的任何行为负责。如果你不能接受这一点的话，请不要购买教程。

我们的最低保证

(1)《土地投资现金流系统》有100%的满意保证，可申请退款的要求：“客户需在加入课程后85天内根据课程教的方法进行实操，不能签下一块土地”，满足该退款的条件的用户可向我们申请退款。

(2) 《TSI投资大师》和《远程出租房投资系统》有“100%的满意保证，可申请退款的要求：“加入课程30天之内，学习完70%内容，觉得没有收获的”，满足该退款的条件的用户可向我们申请退款。
除了以上三门课程外，其余课程均为不可退产品。

(3) 《AI加密币投资大师》和《2024加密币牛市冲刺营》有满意保证，具体可申请退款的要求：“上课进度 3% 以内可申请退费，在购买7日内退还 50% 全额费用；购买 8-14 日内退 30% 费用；购买超过 15日(含)恕不接受退费申请“。

如何申请：透过邮件与我们联繋，并提供欲退费课程，以及退费原因（邮箱：dollarwalkinc@gmail.com)

请在订购时查看销售材料以了解详细信息。如果你不理解或不同意任何这些条件，请不要订购该产品。如果你需要进一步了解，请联系 dollarwalkinc@gmail.com

当电子邮件发送到用于注册服务的电子邮件地址时，在线课程的访问即被视为已完全送达。如果您在付款后 5 个日历日内没有收到在线课程访问链接，您有责任发送电子邮件至 dollarwalkinc@gmail.com，通知公司您尚未收到该链接。若您未发送邮件通知本公司您未收到链接且邮件已发送至您的电子邮箱地址，则视为在线课程已全部送达。

除了上述说明的5门课程外，我们不提供其他课程的退款，一旦分配给您下载/数字访问权限，我们就无法取回任何内容。

“买方”的权利和义务

“买方”必须支付产品的全部对价。该对价不仅包括购买价格，还包括“买方”接受的其他义务，以及“买方”同意放弃的潜在权利。通过接受本《购买协议》，“买方”同意接受“卖方”的持续后续联系，包括电子邮件、邮件、电子期刊、产品更新、产品改进、“卖方”打来的电话。“卖方”同意，“买方”可以与其他人或非附属公司分享“卖方”的信息，以提供“产品”。请参阅“卖方”的《隐私政策》以了解更多信息。

“买方”接受限制主动联系的全部责任，并且“买方”明白，他保留直接限制来自任何一方（包括“卖方”）的通信或揽货的所有权利。“买方”明白，他或她的硬盘上可能会被放置cookies，这些cookies会向“卖方”提供信息。“买方”明白，这些cookies或其他计算机代码将驻留在硬盘上，并在某些时候与“卖方”的计算机通信，从而传输和接收信息。“买方”可以禁用或限制cookies；但是，这可能会限制“买方”与YongmingU.com的互动能力。

信用卡收费和信用卡诈骗的处罚

“买方”保证，他或她已年满18岁，在“买方”进行本次购买时在所在州已达到签订合同协议的法定年龄，并且是用于进行本次购买的信用卡的真实和授权所有人。如果“买方”违反任何这些要求，就可能会导致民事或刑事起诉。

使用“买方”自己的信用卡进行的任何对“卖方”不利的欺诈行为，都授权“卖方”与“买方”的信用卡公司联系，以查明与此欺诈有关的信息。

“买方”同意，如果他使用欺诈手段获得一笔以上的退款、银行费用，或者如果他造成欺诈性的纠纷索赔，导致对“卖方”的账户进行扣款，“卖方”有权对“买方”用于原始购买的信用卡进行重新收费，以使“卖方”获得赔偿。“买方”也可能要承担额外的损失。

保证和担保

“产品”“按原样”出售，不对使用“产品”的结果作任何形式的保证或担保。“卖方”不保证YongmingU.com、YongmingU.com上包含的或通过YongmingU.com提供的信息、内容、材料、产品或服务没有病毒、蠕虫或任何其他对“买方”的硬件或软件有害的内容。

在适用法律的最大范围内，“卖方”不提供任何明示或暗示的担保。“卖方”不对因使用YongmingU.com或“产品”而造成的任何损害负责，包括但不限于直接、间接、随附、惩罚性和后果性损害，除非有相反的书面明确协议。某些州的法律不允许对责任和担保进行限制。如果这些法律适用，“买方”可能有额外的权利。

风险的承担

“买方”同意接受与本“产品”的使用有关的所有风险，包括但不限于个人或企业对本产品的使用、适用于本产品的所有税收和法规、与本产品有关的所有法律合规问题。“买方”保证理解，“卖方”不承担因本产品直接或间接造成的任何种类或性质的伤害的任何责任。

关于销售和宣传材料或“产品”中的 "结果索赔"、"收入索赔 "或 "收益索赔 "的免责声明。

“卖方“对使用“产品”的收入、结果或收益不做任何声明。“买方”的收入、结果和/或收益由“买方”自行负责。此外，“买方”同意并承认，YongmingU.com和“卖方”不提供任何法律、税务或投资建议，并且向“买方”提供的所有信息、建议或其他数据仅用于教育或提供信息的目的。通过“产品”或由YongmingU.com所提供的信息与房地产投资有关。您的导师/辅导员、他的员工和他的公司以前的效绩不一定能指示您通过使用教给您的信息和技术可能会遇到的结果。任何房地产投资都存在风险，其中包括：缺乏足够的资本；与制定和实施导师/辅导员的战略有关的意外问题、延误和费用；无法产生足够的收入以实现盈利；不确定的市场条件；无法获得“学生”可能需要的设施、关键人员和其他资源以支持其投资活动；营销困难；竞争；以及一般经济条件。

《隐私政策》已被接受

“买方”明确接受YongmingU.com的《隐私政策》条款。

《使用条款》已被接受

“买方”明确接受YongmingU.com的《使用条款》。

赔偿

“买方”同意就“买方”因使用YongmingU.com上包含的产品或信息而导致的任何及所有责任、行动、诉讼原因和损害（包括律师费和其他法庭费用）对“卖方”进行赔偿并使其免受损害，除非法律限制或禁止。

停止销售或提供“产品”或“会员”服务的权利

“买方”同意，“卖方”有权随时中止产品、服务和会员资格，而无需另行通知。“买方”明白，“卖方”可以随时中止某产品或服务的客户服务，而无需另行通知。

加州居民注意

“买方”签订的合同可能会修改、限制或取消“买方”在2003年的《加州在线隐私保护法案》（OPPA）下拥有的权利。根据本《隐私政策》和本《购买协议》，“买方”放弃查看或修改“卖方”数据库内容的任何权利。“买方”放弃强迫“卖方”透露何时或向谁提供“买方”信息给第三方的任何权利。如果“卖方”自行决定选择向“买方”发布信息，“买方”必须明确确定“买方”的身份。所需的身份信息可能包括信用卡信息、社会安全号码、州颁发的身份证明的公证副本，或其他足够的身份证明。此外，本《购买协议》要求“买方”同意在因本《使用条款》、《隐私政策》或《购买协议》引起的任何索赔中专门使用美国仲裁协会（American Arbitration Association），而不是加利福尼亚州的法院。“买方”还同意，作为所需对价的一部分，任何起诉原因都被推定为是在德克萨斯州加尔维斯顿产生的，而不是在加利福尼亚州产生的。

仲裁

由本合同引起的或与之相关的所有争议、纠纷或索赔，应根据当时有效的美国仲裁协会的适用规则被提交给约束性仲裁。有关美国仲裁协会的信息、其规则和表格可从美国仲裁协会获得，其地址是纽约10017-4605纽约麦迪逊大街335号10楼（335 Madison Avenue, Floor 10, New York, New York, 10017-4605）。任何仲裁将在加尔维斯顿县进行。胜诉方应由另一方偿还与争议仲裁有关的任何和所有费用，包括律师费、收款费、调查费和旅行费。

管辖权和审判地

如果与本次购买有关的任何事项被提交到法院，无论是仲裁前还是仲裁后，“买方”都同意唯一和适当的管辖权是德克萨斯州加尔维斯顿县，除非此处另有规定。如果诉讼是在联邦法院进行，适当的法院应是离“卖方”地址最近的联邦法院。

适用法律

“买方”同意，在所有情况下，适用的法律应是德克萨斯州的法律。

通知

“买方”在此同意通过在订购或注册页面上提供给“卖方”的电子邮件地址接收任何变更、诉讼、传票送达、取消、终止和修改服务或产品的通知。此外，“买方“同意就不应被之前提交的未订阅通知而终止的法律通知与”买方“联系的权利，并特别同意任何停止联系的通知对“卖方”在变更、诉讼、传票送达、取消产品或服务或会员或订阅、终止计划、产品或网站或修改服务或产品条款的通知方面不具有约束力。

修改

“卖方”和“买方”之间不能以任何方式修改本《购买协议》，除非修改是以双方签署的书面形式进行的。但是，“卖方”可以在任何时候为其他“买方”修改本《购买协议》，而无需通知这个目前的“买方”。

条款的可执行性

如果本《购买协议》的某些规定、条款、条件被认定为无效或不可执行，则应以可执行的其余规定为准。此外，“买方”和“卖方”同意，如果任何条款被认定为无效或不可执行，仲裁小组将在该条款可能被认定为有效或可执行的最大范围内对其进行解释。

放弃违约

“卖方”对本协议的任何条款的放弃（未能执行），不得被解释为对本协议的修改或修订，也不构成对其他违约行为的放弃。

语言

本文件可以用英文、中文或任何其他语言发布。网上公布的英文版本对任何用户或“买方”都有约束力。

卖方联系信息

该产品的“卖方”是：

DollarWalk股份有限公司（DollarWalk Inc.）

527 21st St.#216

德克萨斯州77550加尔维斯顿（Galveston, Texas 77550）

DollarWalkInc@gmail.com

最终接受

通过采取购买产品、服务或会员资格这一肯定步骤，“买方”证明已充分阅读、理解并接受本《购买协议》合同的条款，并向“卖方”保证，上述肯定的数字接受应被视为与您在本《购买协议》合同上签名相同。我证明已经阅读并同意本《购买协议》和所有条件。